Liability
​The State's Self-funded Liability Program provides coverage against claims made as the result of the negligent acts of University officers, employees and agents. Negligence may be defined as the failure to act as a reasonable person would have under the same or similar circumstances. In order for a claim to exist, the negligence must have caused property damage or injury to a person.

The State's liability protection is afforded under Wisconsin Statute 895.46 (1) and extends to all employees operating within the scope of their employment. It also extends to agents or volunteers.

If a department becomes aware of a potential claim, they must contact the Risk Management office to report the incident. An investigation will be conducted and the claim processed if applicable. Be aware that there are specific guidelines for the filing of claims against employees, officers and agents of the State, which are spelled out in Wisconsin Statute 893.82. The Office of the Attorney General defends claims brought against the State. Please note that liability protection is not for injuries to UW personnel, but for injury to others, or damage to their property, caused by the negligent acts of our employees and agents.

Liability protection is also extended to Authorized Drivers, when driving a State vehicle on University business within the scope of their employment. When driving a personal vehicle on University business, the owner's personal vehicle insurance is primary. State protection applies only on an excess basis. See Automobile Coverage for further details.

The State of Wisconsin does not provide premise medical or medical payments coverage for anyone injured while on State property.  All incidents involving personal injuries should be reported using the UWSP Non-Employee Accident Report.


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